The automobile industry in India is the eleventh largest in the world with an annual production of approximately 2 million units.

India is expected to overtake China as the world's fastest growing car market in terms of the number of units sold and the automotive industry is one of the fastest growing manufacturing sectors in India.

Because of its large market (India has a population of 1.1 billion; the second largest in the world), a low base of car ownership (7 per 1,000 people) and a surging economy, India has become a huge attraction for car manufacturers around the world. The liberalization policy and various tax reliefs by the Govt. of India in recent years has made remarkable impacts on Indian Automobile Industry.

With its huge capital expenditure and, difficult financial risks Auto sector carries some of the largest risks of any industry sector. India Insure understands the risks that impact all the major constituents in the auto industry - whether the major auto manufacturers, smaller manufacturing suppliers, or distribution and retail entities.

To find out more, contact India Insure’s Automotive Specialist at


Aviation Industry in India is one of the fastest growing aviation industries in the world. With the liberalization of the Indian aviation sector, aviation industry in India has undergone a rapid transformation.

From being primarily a government-owned industry, the Indian aviation industry is now dominated by privately owned full service airlines and low cost carriers. As of May 2006, private carriers accounted for around 75% share of the domestic aviation market.

The sector has also seen a significant increase in number of domestic air travel passengers. India's air passenger travel is expanding at about 25 per cent a year, and at least six discount carriers have started flights in the country of 1.1 billion people. Growth in this sector will outpace the global average until 2025, according to government estimates.

With new developments come new risks. The aviation industry can often prove to be a complex place with concerns regarding various catastrophic events. New commercial pressures add to the management challenges, as markets are liberalized and old entities come under threat from the new. Our knowledge base gives us a unique understanding of the issues facing the sector and allows us to design innovative risk solutions.

To find out more, contact India Insure’s Aviation Specialist at


The banking sector in India has been undergoing reforms for over a decade now which has created new competitive threats as well as new opportunities. Indian banks (both public and private) are not only keen to tap the domestic market but also to compete in the global market place.

he risks arising in today's fast-paced, ever-evolving world of financial services will have to be managed through effective risk management and insurance solutions

The future of banking will rest on risk management dynamics and only those banks that have efficient risk management system will survive in the market in the long run. Banks require customized risk management solutions based on their size, business activities, geographical scope and other characteristics.

At India Insure, we develop and deliver innovative solutions for risks facing the ever changing banking industry. They include

  • General liability
  • BBB
  • Credit card / debit card liability
  • Special contingency

To find out more, contact India Insure’s Banking Specialist at


The chemical industry in India is poised for explosive growth in the coming years. India’s population has grown nearly as large as that of China, with its consuming middle class accounting for about a third of its population.

Despite the challenges of escalating crude oil prices and demanding international environmental protection standards now adopted globally, the chemicals industry has still grown at a rate higher than the overall-manufacturing segment.

The Indian Chemical Industry forms the backbone of the industrial and agricultural development of India and provides building blocks for downstream industries.

At India Insure, our risk management experts can develop, negotiate, and implement cost-effective risk management plans tailored to your business’s long- and short-term goals.

To find out more, contact India Insure’s Chemical Specialist at

Construction Industry

Driven by a booming housing sector and increased activity in infrastructure development such as state and national highways, the construction industry in India has outpaced itself. 

The size of the construction industry in India is over $35 billion and it accounts for more than 6% of the GDP. It is also the largest employer in the country after the agriculture sector, employing almost 20 million people

The risks associated with this industry are complex and onerous. At India Insure, we have specialists who design a range of insurance solutions for contractors, owners, project managers, architects, engineers and consultants.

Cover can be taken for

  • Material damage to construction works, contractors plant and machinery
  • Third Party liability
  • Defective design, materials and workmanship
  • Transit Risks
  • Loss of profits
  • Professional indemnity cover for engineers, architects

To find out more, contact India Insure’s Construction Specialist at


The consulting industry is a multifaceted, global business sector that is facing many challenges and evolving quickly. The industry has had to adapt to the increasing integration of the world markets and economies. 

In fact it is this ‘flattening of the world’ from which the industry derives its most challenges as well as value.

The consulting industry is undoubtedly on the fast growth track. The worldwide market for management consultancy has grown from less than $10 billion almost a decade ago to over $100 billion today.

The growth in the last decades has been phenomenal. Working with a trusted advisor like India Insure to manage risk can help your company stay competitive in the challenging world. We can help identify, understand, and quantify risks facing consultancy firms through proactive risk consulting.

To find out more, contact India Insure’s Consultancy Specialist at


Education is becoming more important in the new world of information where raw materials and labour is being replaced by knowledge. More than half of the GDP of developing countries like India is knowledge-based. This necessarily means that education and knowledge are at the hub of any development process. The rise of the knowledge economy at the global level has once again reinforced education as the answer to economic and business growth.

India Insure designs programs for educational institutions to help anticipate potential risks and manage them, well before they become costly problems. We provide a wide range of policies for covering the risks facing the sector including

  • Physical loss or damage to premises
  • Personal injury to students from activities such as work experience programs and camps
  • School excursions, orchestra tours or sports tours
  • Legal liability arising from discrimination, sexual harassment or sexual misconduct
  • Liability arising from breach of privacy
  • voluntary workers, including risks of personal injury, property damage and motor vehicle accident
  • Environmental risks
  • increased dependency on IT platforms
  • Professional indemnity risks
  • Directors' and Officers', Associations or Trustees Liability risks
  • Employment Disputes

To find out more, contact India Insure’s Education Specialist at


The glamorous world of show business faces an array of perils that exist behind the scenes-from the non-appearance of performers to the risks associated with filming and programming. The sector’s growth is being propelled by a number of factors such as improved distribution landscape, the penetration of cable TV, a fast growing FM radio sector, a growing market for print products and adoption of new technologies. India is ready to embrace and grow along with the changes the industry is undergoing globally.

At India Insure, we ensure that the entertainment industry is appropriately covered for their exposures. Coverage is generally arranged for the below risks

  • Sickness, disability or accidental death of an artist
  • Cancellations and delays
  • Damage or destruction of sets, wardrobe
  • Damage to cameras, sound or lighting and camera equipment
  • Third party property damage
  • Loss/damage to Office contents, Money and other assets
  • Errors and omissions liability
  • Commercial general liability

To find out more, contact India Insure’s Media Specialist at

Food Industry

India is the world's 2nd largest producer of food next to China, and has the potential of being the biggest with the food and agricultural sector. With India's food production likely to double in the next decade, there is an opportunity for large investments in food and food processing technologies, skills and equipment, especially in areas of Canning, Dairy and Food Processing, Specialty Processing, Packaging, Frozen Food/Refrigeration and Thermo Processing.

At the same time, there is no shortage of challenges facing businesses in the food industry —genetically modified ingredients, nutrition politics, changing product availability, regulated prices, mandatory labeling, product recalls, consumers blaming companies for the adverse health effects of consuming their products and mounting processing issues — to name just a few. In addition to health and safety risks, the impact of other employee risks is also often underestimated. These are not simply small challenges — they affect every aspect of how food sector companies do business.

To address the challenges and opportunities in this competitive environment, India Insure offers an experienced team with specific skills and insight into the food industry. Our team offers a broad array of services to companies in this sector creating a recipe for our clients' success.

To find out more, contact India Insure’s Food Industry Specialist at<

Hotels & Restaurants

The Indian tourism and hospitality industry is on a roll, driven by a huge surge in both business and leisure travel by domestic and foreign tourists. Indian tourism sector's efforts of brand image building "Incredible India" have put the hospitality sector on the fast track mode.

The flow of foreign tourists is causing the hotel industry to flourish. Along with the boom in business, is the boom to risk exposure. So, hotels need to take insurance coverage to protect their assets, their customers, their staff & themselves.

The types of Insurance policies that a hotel can take include:

  • Material damage of the business’s assets including covers for money, theft and glass
  • Business interruption insurance to ensure your business has an income whilst your business is getting back to order after a claim
  • Machinery and electronic breakdown
  • Health and Personal Accident cover for your employees
  • Legal liability for the operation of your business
  • Employer protection and statutory liability insurance

To find out more, contact India Insure’s Hospitality Specialist at<


One of the fastest growing and most potent sectors in India is the healthcare sector constituting around 5.5% of the GDP. India has become a hot medical destination for patients in the Middle East, Africa and even the West.

The windfall began ever since the developed world discovered that it could get quality service for less than half the price.

Medical care, packaged with traditional therapies like yoga, meditation, ayurveda, allopathy and other traditional systems of medicines, attract high-end tourists especially from European countries and the Middle East..

Increasing urbanization, superior demographics, better health consciousness and higher life expectancy has enhanced the demand for quality healthcare. While meeting this emerging demand for improved healthcare services, the hospitals should remain cognizant of the risks to which they are exposed.

India Insure provides a variety of insurance solutions and specialized services to hospitals, clinics, blood banks etc. Risks for which insurance coverage can be taken by the health care industry include...

  • Material damage of the business’s assets including covers for money, theft and glass/li>
  • Business interruption insurance to ensure your business has an income whilst your business is getting back to order after a claim
  • Machinery and electronic equipment breakdown
  • Health and Personal Accident cover for your employees
  • Professional Indemnity cover for doctors & other professionals
  • Legal liability for the operation of your business
  • Statutory liability insurance

To find out more, contact India Insure’s Healthcare Specialist at<

Information Technology (IT)

India has emerged as the fastest growing IT hub in the world, its growth dominated by IT software and services. The Indian IT industry continues to be amongst the largest employers, directly employing more than 1.6 million and indirectly creating employment opportunities for an additional 6 million people in related industries.

The IT sector is an evolving market which is plagued with increasingly complex risks and workplace challenges.

As one of India’s leading risk and insurance services firm, India Insure is an expert in creating customized solutions for the risks facing the IT industry.

Our experience with some of the top technology clients in India has taught us about some of the unique risks this industry faces. We design insurance programs for various risks facing the industry.

To find out more, contact India Insure’s IT Specialist at<

IT Enabled Services

The ITES or BPO industry is a sector in India that has been in existence for a little more than ten years. Despite its recent arrival on the Indian scene, the industry has grown phenomenally and has now become a very important part of the export-oriented IT software and services environment. India's sunshine sector, ITES, continues to chart double-digit growth.

As an emerging sector, it is exposed to various risks including security, computer & network breakdown, process, technology etc.

India Insure can help ITES companies to mitigate and improve their overall capability to manage risks as they move forward.

We help align the costs and efforts of risk mitigation with an organization’s strategic and financial goals.

India Insure offers a comprehensive, consultative approach to risk management and delivers the solutions that help clients to focus on their business.

To find out more, contact India Insure’s ITES Specialist at<

Logistics & Transportation

The logistics industry in India is at the beginning of a strong growth path and it is the interplay of infrastructure, technology and new types of service providers that will decide whether the industry is able to help its customers reduce their logistics costs and provide valuable services.

Driven by changing lifestyles, strong income growth and favorable demographic patterns, Indian retail is expanding at a rapid pace which in turn is fuelling the growth of the transport & logistics sector.

The biggest challenge that faces this sector is that they should quickly imbibe latest technologies and uncork new services to cater to corporates seeking to outsource their logistics needs.

In fact, the trend in the industry is towards the third party logistics (3PL) concept as multinational companies in industries such as automotive, IT, and consumer goods have outsourced supply chain activities to third parties. While such business opportunities have been welcomed, they also change the risk profile of these Service Providers.

In addition to traditional risks – failing to deliver products on time and losing shipments – they must worry about mistakes made in a range of new service areas. India Insure offers a range of risk and insurance solutions for companies falling under the purview of this sector.

To find out more, contact India Insure’s Logistics Specialist at<


Though the services sector in India has brought faster economic success, still the manufacturing sector plays an important role on the ground of sustainability. India's vast domestic market and relatively low-cost workers with advanced technical skills will make it a manufacturing powerhouse within 5-10 years, according to a study by Boston Consulting Group. Indian Industry has been witnessing a rise in productivity and adherence to international quality norms along with increase in investments, exports and production levels.

All these and other changes have created a more complex risk environment where companies must deal with an array of embryonic risks.

At India Insure, we provide solutions in the form of insurance coverage to manage the risks facing companies within the manufacturing sector. Some of the risks that needs to be covered include

  • Directors' and Officers' liability
  • Employee benefits
  • Workers Compensation
  • Product Recall and Liability
  • Supply Chain and Business Continuity
  • Environmental Exposure

To find out more, contact India Insure’s Manufacturing Specialist at<


The Pharmaceutical Industry today is in the forefront of growth with wide ranging capabilities in the fields of research, manufacturing, and outsourcing. The Indian pharmaceutical industry now looks ahead to a golden future, what with contract research and clinical trials businesses taking wing, and the new patent regime opening new avenues for players in the country. Contract research--including both drug discovery research and clinical research—have recorded a spurt in growth.

India offers a huge cost advantage in the clinical trials domain that propels the multinational companies to move R&D to India. At a growth rate of 9 per cent per year, the pharmaceutical industry in India is well set for rapid expansion.

At India Insure, we offer specialized services to meet the unique needs of pharmaceutical companies. We have insurance experts who have extensive experience in catering to the insurance needs of the pharma industry. Products that can be taken include

  • Material damage of the business’s assets including covers for money, theft and glass
  • Business interruption insurance to ensure your business has an income whilst your business is getting back to order after a claim
  • Machinery and electronic equipment breakdown
  • Product Recall and Liability
  • Health and Personal Accident cover for your employees
  • Clinical Trials Liability
  • Errors and Omissions cover
  • Product Liability
  • Professional Indemnity
  • Legal liability for the operation of your business
  • Statutory liability insurance

To find out more, contact India Insure’s Pharma Specialist at<


Growth of power sector in India since its Independence has been noteworthy making India the third largest producer of electricity in Asia. The power sector is the most important constituent of infrastructure. The performance of the power sector directly impacts the overall economy of the State.

With the fuelling economic growth, industrial sector consumption is rising to match the household sector.This is an industry where natural hazards co-exist with more complex challenges like government policies, environmental liabilities etc. Also, the power companies have to gear up to face the challenges arising from deregulation, competition, technology changes and privatization. The major risk exposures of the power industry include

  • Physical loss or damage to the plant/assets
  • Third party liabilities
  • Loss of revenue as a result of an interruption in business caused by perils insured
  • Defects in material, design construction, erection or assembly

India Insure helps its power sector clients identify, quantify, and manage their risks using an array of insurance policies.

To find out more, contact India Insure’s Power Specialist at<


Shipping Industry is probably the most cyclic of all industries. Being a global industry, it is affected by a whole gamut of factors which range from world economic condition, political events, natural disasters to age of existing vessels, new vessel delivery schedules, availability of ship building slots with ship yards, government regulations etc...

Today Indian shipping industry has a total fleet of more than 600 ships with a total capacity of 6.62 million tons. Besides being characterized by choppy revenue stream, the shipping industry is also highly capital intensive.

A single ship can cost anything between US $20 Mn to US $300 Mn. At India Insure, we provide world-class industry expertise and business-aligned insurance solutions that help our Shipping clients achieve their business goals.

  • Physical loss or damage to the plant/assets
  • Third party liabilities
  • Loss of revenue as a result of an interruption in business caused by perils insured
  • Defects in material, design construction, erection or assembly

India Insure helps its power sector clients identify, quantify, and manage their risks using an array of insurance policies.

To find out more, contact India Insure’s Shipping Specialist at<


The sports business industry is one of fastest growing industries. Lots of money is pumped for advertising, sponsorship, fees etc. The IPL has now revolutionized the sports industry of India. Insurance firms are discovering a hitherto unexplored line of business.

Sports organizations must deal with an ever-evolving array of challenges such as venue security, the increasing frequency of litigation, and star players becoming entangled in third-party suits.

For businesses involved in sport, the stakes can be high; consider the Business Interruption risks associated with the cancellation of a huge sporting competition, for instance.

India Insure provides a personal and responsive service through a dedicated team, bringing the benefit of specialization and risk management solutions.

To find out more, contact India Insure’s Sports Specialist at


The telecommunications industry has been zooming up the growth curve at a feverish pace in the past few years. The growth statistics of the sector combined with the Government's decision to increase the foreign direct investment (FDI) cap in the sector to 74 per cent has generated huge interest among global investors.

India Insure will help you manage risks sensibly through our risk management solutions customized to the needs of telecommunications firms like yours. We provide a wide range of policies for covering the risks facing the sector including

  • All risk property
  • Business interruption
  • General liability
  • Motor fleet
  • Workers compensation
  • Professional risks,
  • Directors' and officers' liability
  • Employee benefits

To find out more, contact India Insure’s Telecom Specialist at